THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The overall cost for comparison is 6.9% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.

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What is a Self Certification mortgage?

With Self Certification the borrower does not need to provide the lender with proof of income provided they have at least a minimum of 10% deposit. They are specifically for people who have the income required to afford a mortgage, but are unable to provide proof of some or all of their earnings. In most cases Self Certification lenders are subsidiaries of big high street lenders so you need not be concerned that you are borrowing from anything other than a mainstream financial institution.

We incorporate all UK lenders and their products. This means that we can find the best mortgages in the financial market place to match your circumstances.

Purchase
Remortgage
Debt Consolidation
Capital raising

Quick Decisions
Competitive interest rates
No proof of income required

Having difficulty proving your income
Employed
Self Employed
Trading for less than 2 years
Income from several different sources
Contract work or freelance
Turned down by your existing lender

We hope that our quality of service will allow us to achieve these goals for you and enable us to look after you mortgage throughout the whole of its life.

Selfcert Mortgage is a trading style of The Mortgage Centre Derbyshire Ltd, which is an appointed representative of Sage Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. Sage Financial Services is entered on the FSA register www.fsa.gov.uk/register under reference 150452. For our mortgage advice we can be paid by commission, or a fee of usually £495.

This website and its content is intended for UK consumers only. The FSA do not regulate some forms of mortgages.

The Mortgage Centre Derbyshire Ltd. Registered Office: 7 Bridge Street, Belper, Derbyshire, DE56 1AY. Registered in England Number 150452
Directors: AP & DH Yates Telephone: 01773 823444 Fax: 01773 827444

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